Termos de Utilização

1. Geral

1.1 These Terms form a legally binding agreement between you ("User") and Ápice Cambiança ("Operator", "we"), the owner and operator of the website available at https://apicecambianca.com.

1.2 The Website operates as an informational and marketing platform connecting Users with third-party trading service providers ("Advertisers"). The Operator does not itself provide financial, investment, or trading services.

1.3 The Operator may update these Terms at any time. Continued use of the Website following any changes constitutes acceptance of the revised Terms. We recommend checking this page periodically.

For any questions about these Terms, contact us at: support@apicecambianca.com

2. Elegibilidade

By using this Website, you confirm that you are at least 18 years of age, or the age of legal majority in your jurisdiction, whichever is greater.

You confirm that you have legal authorization to access and use the Website under the laws of your country of residence.

2.3 The Website may not be available or legally accessible in all jurisdictions. It is your sole responsibility to ensure your use of the Website complies with all applicable local laws and regulations.

2.4 O Operador reserva-se o direito de restringir o acesso ao Website em determinados territórios, a seu exclusivo critério, incluindo quando exigido pela legislação aplicável ou por orientações regulatórias.

3. Natureza do Website

The Website functions solely as a digital marketing and information platform. Users may submit enquiries and express interest in services offered by third-party Advertisers.

3.2 The Operator acts solely as an intermediary, providing the infrastructure needed to connect Users with Advertisers. The Operator does not sell, provide, or deliver any financial, investment, or trading services directly.

Any services, agreements, or transactions arising from a User's connection with an Advertiser are governed solely by that Advertiser's terms and conditions. The Operator accepts no responsibility for such services or agreements.

3.4 This Website is not a financial platform, broker, exchange, or investment advisor. Nothing on this Website constitutes a solicitation or offer to buy or sell any financial instrument.

4. Sem Aconselhamento Financeiro

All content published on this Website is provided for informational and promotional purposes only. It does not constitute financial, investment, legal, or tax advice of any kind.

The Operator makes no representations and provides no warranties regarding the accuracy, completeness, currency, or reliability of any information published on the Website.

Performance results, testimonials, and examples featured on this Website reflect individual cases only and do not guarantee similar outcomes for all users. Past performance is not indicative of future results.

Before making any financial decision, consult a qualified, licensed financial advisor who is familiar with your individual circumstances.

5. Registo de Conta

Certain features of the Website require account registration, including your full name, email address, and phone number.

You agree to provide accurate, current, and complete information during registration and to keep your account information up to date at all times.

Each account holder may maintain only one active account. Creating multiple accounts is strictly prohibited and may result in the immediate suspension or permanent closure of all associated accounts.

You are solely responsible for keeping your account credentials confidential. The Operator is not liable for any losses or damages arising from unauthorized access to your account resulting from your failure to safeguard your credentials.

You must notify the Operator immediately upon becoming aware of any unauthorized use of your account.

6. Atividades Proibidas

Any violation of these prohibitions may result in the immediate suspension or termination of your account and may expose you to civil or criminal liability.

7. Propriedade Intelectual

All content, design elements, logos, trademarks, software, and underlying code on this Website are the exclusive intellectual property of the Operator or are used under a valid license.

Users are granted a limited, non-exclusive, and non-transferable license to access and use the Website solely for personal, non-commercial purposes.

You may not copy, modify, distribute, sell, or otherwise exploit any content or materials from the Website for commercial purposes without the Operator's prior written consent.

Unauthorized use of any intellectual property belonging to the Operator may result in legal action.

8. Serviços e Ligações de Terceiros

The Website may contain links to third-party websites, platforms, or services. These links are provided for convenience only and do not constitute an endorsement or recommendation by the Operator.

8.2 O Operador não tem qualquer controlo sobre o conteúdo, a precisão, as práticas de privacidade ou a disponibilidade de websites ou serviços de terceiros, e não assume qualquer responsabilidade por estes.

Your interactions with third-party Advertisers — including any purchases, agreements, or services — are solely between you and the relevant Advertiser. The Operator is not a party to any such agreements.

8.4 The Website may use third-party software, analytics, and tracking tools. Any service interruptions or delays caused by these third-party providers are outside the Operator's control.

9. Privacidade e Proteção de Dados

Your use of the Website is also governed by our Privacy Policy, which is incorporated into these Terms by reference. Please review our Privacy Policy at Política de Privacidade.

By submitting your personal information through the Website, you consent to its use as described in our Privacy Policy, including sharing with Advertisers to respond to your enquiry.

The Operator processes personal data in accordance with applicable data protection legislation, including, where relevant, the General Data Protection Regulation (GDPR).

9.4 If you believe your data has been misused, notify the Operator immediately at support@apicecambianca.com and cooperate fully with any subsequent investigation.

10. Limitação de Responsabilidade

The Website and all its content are provided on an "as is" and "as available" basis, without warranties of any kind, express or implied.

Nothing in these Conditions limits or excludes liability for death or personal injury caused by negligence, fraud, or any other liability that cannot be excluded by law.

11. Indemnização

12. Lei Aplicável e Resolução de Litígios

Estes Termos são regidos e interpretados de acordo com as leis da jurisdição em que o Operador está registado, excluindo quaisquer disposições relativas a conflitos de leis.

Any disputes arising from or relating to these Terms are subject to the exclusive jurisdiction of the competent courts in the country where the Operator is registered.

Where required by applicable local law, disputes may alternatively be resolved by the courts of the User's country of residence.

If any provision of these Terms is found to be invalid or unenforceable, the remaining provisions will continue in full force and effect.

13. Disposições Diversas

These Terms, together with the Privacy Policy and any other legal notices published on the Website, constitute the entire agreement between you and the Operator regarding use of the Website.

If the Operator does not enforce any provision of these Terms, this does not constitute a waiver of that provision or any other provision.

13.3 The Operator may assign its rights and obligations under these Terms without your consent. You may not assign your rights under these Terms without the Operator's prior written consent.

All electronic communications sent to the Operator constitute valid and legally binding correspondence.

These Terms are available in pt and may be provided in translation for informational purposes only. In the event of any inconsistency between the English version and a translated version, the English version prevails.